Cookie Policy

What are cookies?
Cookies are small files which contain letters and numbers. They are stored by browsers when you visit a website. Cookies help a server identify the computer when you try to visit the website again.

What cookies are used?
Cookies help to understand users' browsing behavior in general like which pages were most visited and how much time was spent on different pages. They tell a lot about users' needs and interests. Accordingly, changes are made in the website to provide better functionality.

Do all browsers accept cookies?
Yes, all browsers are configured to accept cookies. They accept cookies of all the websites you visit.

However, you have the option to re-configure the browser to reject cookies. But, it will restrict the functionality of website if you do so. You won't be able to take full advantages of the website if you do so.

You should delete cookies from time to time to maintain the speed of your computer.

Why AU Payday use cookies?
We use Google Analytic cookies. It helps us to understand traffic flow and pattern. Accordingly, we make changes in our website to provide better functionality and user experience.

What kind of information is gathered by cookies?
Cookies store comprehensive information about the computer. They don't store information about a particular user. So, when you apply for payday loans and enter your personal information, you information is not saved by cookies.

Additionally, you should note that cookies of one site don't support another website.

How can I delete cookies?
Cookies are website-specific. Your browser stores cookies of all the websites you visit. You don't clean your browser; it will slow down your computer. to delete cookies, you should follow the following steps.

If you use Internet Explorer (IE), you have to:

  1. Go to Explorer
  2. Click Start and select Search
  3. Select Folders and Files and enter Cookie into Search box
  4. Choose My Computer in Look In drop down menu
  5. Click on Search Now
  6. Select and open the retrieved Folders
  7. Click to highlight any Cookie file
  8. Delete cookie files

If you use Mozilla Firefox, you have to:

  1. Go to Tools, next
  2. Select Internet Options
  3. Go to Privacy tab
  4. Press the 'Advanced' option
  5. Click the 'Override automatic cookie handing' box to accept, reject or block option

How can I know whether the website uses cookies?
All the browsers are configured to accept cookies. Some browsers are re-configured to reject cookies. To check out, whether the browser accepts cookies, you should follow the simple steps.

To find out whether the website uses cookies, you should proceed as listed below. If you use Internet Explorer (IE), you have to:

  1. Go to Tools, then
  2. Internet Options
  3. Click to 'General tab' option
  4. Go to Settings
  5. See Files

If you use Mozilla Firefox, you have to:

  1. Go to Tools
  2. Options
  3. Privacy
  4. Cookies
  5. Click the Cookies button

Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.