Instant Loans

Taking quick cash advance during a financial shortage is easy with instant loans. These loans provide you quick cash relief within least possible time. At AU Payday you can check out all facts of instant loans in just few clicks of away, before opting for this one.

Instant loans:

These kinds of loans fall under the category of short term loans. During financial exigencies you can rely on these loans to access speedy cash aid to cope with small urgent cash crunches on time. This includes payment for pending home rent, bank overdraft, unexpected medical bill, buying groceries for home, handling small home or car repair expenditure, covering unpaid phone bills or electricity bills etc.

Loan amount and repayment term:

Upon approval of these loans you can get access to enough financial help in the range of AU$100 to AU$1,000. Repayment term of instant loans is set for short time only by the lender that is 2 to 4 weeks.

Interest charges:

These loans do not ask for any collateral placement obligation and are provided for just short time period only. Therefore, to reduce the risk involved, lenders will charge these loans with higher interest rate. Timely payment is appreciated and failed payment may affect your credit score badly and also adds extra expenses in terms of late fee or penalties.

Eligibility criteria:

Ahead of availing these loans you should meet some requirements first. Just confirm that you attain an age of 18 years or more, hold a valid healthy bank account in your name that accepts direct deposit, be a citizen of Australia and also be regular employed with steady monthly income.

Getting started with us:

At AU Payday, you can very conveniently get started with us by just filling a simple and short online form with few necessary details and submitting it. The form is free from all charges. All reputable lenders in our panel will validate your form and provide quick respond to if your loan request is accepted or not in no time. Once approved, the money will be directly credited to your bank account. Sign up now!


Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.