Success of any business depends upon its customers. If the customers are satisfied, business is bound to succeed. We at AU Payday understand this fact very well. The fact is more relevant to the service industry where we belong to.
Our customers remain apprehensive of their personal information after sharing with us. We would like to inform that we take a number of measures to protect the confidentiality and security of their information. We don't allow misuse of their information in any case.
We collect your personal information only when you apply for our payday loans. If you only visit our website, we don't request you to share your information. This is the first sign of our integrity.
However, as a general practice, we store cookies on your computer to provide better functionality and user experience. You can read our cookies policy here.
To apply for our loans, you need to provide your name, address, phone numbers, email ID, date of birth, including job and payment details. This much information is required to process your application.
Firstly, we use the information to confirm your identity and evaluate your needs and repaying capability. If we are satisfied, we approve your application and find out a few potential lenders for you.
We share your information with the identified lenders only. Lenders also evaluate your application and if they are satisfied too, they make an offer to you.
This information is mandatory for application processing. Lenders might demand more information from you. Apart from lenders, we don't share your information with other parties or individuals.
However, we might be forced to share your information with legal authorities if it is demanded. But such cases occur rarely.
We collect your information for application processing and store it till time you get the loan. Once you have received the money and our service is complete in all respects, we delete the information from our system.
We might keep a little of your information, if it is required to meet our legal obligation. But, in no case, we keep your sensitive information.
We store your information on a highly secured server. Our IT professionals maintain the server round the clock. All the software and devices used in our system are of latest versions. Hacking of our site is tough job for hackers.
At the same time, you should note that we delete all of your information the moment the approved cash is transferred into your account. This is done to avoid any unauthorized access even in future.
However, we must point out that 100% safety of information is not possible in online environment. Safety of your information also depends upon you. You should also take due care in storing, managing and transmission of information over the Internet.
When you apply for loan, you are required to create your account. You should never share your log in credentials with anybody. If you do so, your information will become vulnerable.
Do not pay any lender or broker an upfront fee to process your loan application.
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.